The moment that you feel that your debts in the US, your home country, has piled up so high that you could no longer repay it, you would probably be tempted to flee and settle in Europe. Well, there are actually quite a number of other options in other continents, particularly in Asia. But the reason why Europe is more attractive is that it basically makes you feel less far away. The culture in most Western European countries, after all, are not really that much different from that of the US. Because of this, you would probably prefer Europe indeed.

However, before you start packing your bags and leave your home without even the neighbors noticing it, you should weigh the options first. Are you really going to live in another land just because you want to escape from your obligations in repaying debts? Apparently, such decision could be wrong if it means leaving a stable job, as well as friends and family, if the worth of the debts is not really that big. If the debts are not really that much and if you feel that you could repay it as long as you are granted a more lenient arrangement then you should not go to the extent of leaving the country for Europe.

Actually, creditors could still take steps to force you to make payments even if you are already in any European country. This depends really on the amount of the debt that you have left in the US. If the total amount is just in hundreds of dollars, the creditors would probably defer any action. They would rather wait for you to return if ever before they would make the first steps. However, if the unpaid debt sums up to thousands of dollars, the creditors could already make use of certain laws that secure their interests. They could sue you for fraud, which is criminal in nature. Because of this, you could be deported back to the US.

If your debts are related to your credit card, then the creditor would certainly be able to do something about it even if you are already enjoying your time in Europe. Apparently, there would come a time when you would no longer be able to use your credit card if you do not pay your bills. As result, your life in Europe could certainly become more inconvenient. You would have to make do with cash purchases.

There is really nothing wrong with leaving the US and settling in Europe. But it would be fine if you are not actually leaving problems. Debts do not just whither after a long time of not being paid. The creditors would still find ways to collect and this would certainly have an impact on your life wherever you may be. The best attitude would not be to flee but to seek more lenient solutions. While you may be paying the debts eventually, the process would be less burdensome on your part.